Not eligible for funding & don’t have the money to study upfront?

It’s never been easier to start studying and taking the first step toward the change you have been wanting. Study Now and Pay Later course options are now available with up to 12 Months Interest-Free on training.

MyPath can now offer you the opportunity to pay your course on a flexible weekly, fortnightly or monthly payment plan. This new option is safe, simple and is a convenient way to pay for your course over time. It provides you with the flexibility to start your buy today and pay later on an interest-free payment plan.  The process is entirely paperless and designed around simplicity

What can you use it for?

  • Qualifications
  • Short Courses

This is a great alternative to VET FEE Help where more than often the course fees can be overinflated by up to 5 times the amount, now you can study the qualification you want without it breaking the bank.  Payment plans allow you to pay your course off as you go. All of our courses offer the best value and are priced competitively.

How do I get started?

Click here & apply now and complete the easy 3-minute application. Get a decision in minutes. You’ll be surprised at how simple the process is.

To be eligible to apply?

  • Be 18 years or over
  • Be an Australian citizen or a resident
  • Be employed in some capacity

What else do I need to know?

All funding is done through zipMoney, a third party finance company that MyPath has partnered with to be able to extend these self-funding options to our students. Although the ‘Study now – Pay Later’ is  interest-free plans meaning you can enrol today without paying anything upfront – it is a loan and must be paid back. Failure to do so could affect your future credit rating. The payment plans are interest-free for 6 months, but please be aware that interest will start to accrue after the interest-free period. You can see your interest free balance, how long it is estimated to take to repay the loan and change your payment schedule in your digital wallet.

What are the benefits?

You can enrol in a course today and pay nothing upfront. By paying for your course on a plan, you can split the cost of your study and pay over time. ZipMoney even pays MyPath Education on your behalf no money ever changes hands. You are provided with a virtual account so for your next course, all you need to do is sign-in to your digital wallet, confirm and pay. No need to use your credit card or seek a loan elsewhere. It’s simple and easy to use.

What are the fees?

No deposit, so nothing to pay today. A one off establishment fee may apply. Don’t worry this is added to your interest-free balance. Please see your application and contract for details.

Minimum monthly payments apply. See your contract and application for details. An interest-free period of 12 months for courses over $5000, 6 months for courses over $2000 and 3 months for all other courses, after which interest will accrue at the standard annual percentage rate. A small monthly admin fee of $4.95 (only payable if a balance is owing) please refer to your contract, terms and conditions for further information.

Where can I find out more?

Contact our friendly staff at Customer Care: Customer service: 02 8294 2345 Email:

Terms and Conditions

Available to approved applicants only. Minimum monthly repayments are required, see your contract for details. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest-free period. Any balance outstanding at the expiry of the interest-free period will be charged interest at the standard annual percentage rate, currently 19.9%. A one off establishment fee applies, see your contract for details. A Monthly Account Service Fee of $4.95 (when balance owing) apply. Terms & Conditions apply and are available on application. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878). Visit to learn more about zipMoney.